Finance & Insurance Expert Team

Cancer is a shock to a family, both emotionally and financially. When such an event hits you, gathering resources is a challenge. Health insurance is still a rare phenomenon for Indians. 80% of Indian households are uninsured. Even those who are insured struggle with their medical bills. This can be either because many health insurance policies are very non-comprehensive in nature and may choose to sparingly pay for one section of cancer treatments but not another or because of their lack of coverage for pre-existing conditions, which can be problematic because many uninsured Indians often decide to buy a policy after they are affected, not before. Thus, the expenses are sudden and shocking.

Fortunately, there are other resources that cancer patients can avail of. There are two ways to raise funds for health problems these days. Some of these ways are government aid, financial assistance from NGOs, and crowdfunding. Most people are unaware that they can seek help from government schemes. Here, we list three ways the government provides financial support for cancer patients..

List of  below schemes in Central and State Government Can Offered For Cancer Patients.

1. Chief Minister’s Comprehensive Health Insurance Scheme

2. Health Minister’s Cancer Patient Fund (HMCPF) under Rashtriya Arogya Nidhi (RAN)

3. Health Insurance Scheme for Pensioners (including spouse)/Family Pensioners (2014) (replaced the Tamil Nadu Government Pensioners’ Health Fund Scheme, 1995)

4. Chief Minister’s Public Relief Fund

5. Prime Minister’s National Relief Fund

6. Pradhan Mantri Jan Arogya Yojana-Chief Minister’s Comprehensive Health Insurance Scheme (PMJAY-CMCHIS)

7. Project Retinoblastoma

8. Cancer Support Therapy

9. CCF Cancer Treatment Fund

10. National Health Protection Scheme

note:;  some criteria and documents required!!